The Real Reason Why You’re Broke | Part 2

People will tell you what’s on their mind if you ask.  A few weeks ago I asked this question on Facebook:

As you pursue your journey towards success, what obstacle, challenge, or problem keeps reoccurring that you’d like to resolve?

Overwhelmingly, the reoccurring challenge was financial. Since my personal vision is helping people get from here to there, the first step towards getting to your “there” is clearly defining where you are now. Recently, I shared the first reason why you’re broke is because you don’t have a budget. Remember, money without a direction will disappear. You can read it HERE. Now that you’ve caught your breath, let’s talk about the next reason why you’re broke…bad habits.



The Real Reason Why You’re Broke

If money really could talk, what would yours say? For some, it’s saying Good-bye? Is it me or is everything more expensive? A few weeks ago my wife asks me to pick up a few items from the grocery store (bad idea).

Something told me to eat before heading there, I didn’t (another bad idea). After getting the requested items and throwing in a few “extra” snacks to curb my appetite, I couldn’t believe the final cost of 12 items. I’m shocked! Not only is food expensive, I’m discovering EVERYTHING is expensive.

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Buying a house is expensive. Cars are expensive. Buying quality foods cost more than buying processed food. And guess what, it’s expensive. Schools are expensive, especially for those paying off massive student loans with under paying jobs.

Being single is expensive. I know being married is expensive. Kids are VERY EXPENSIVE. And there’s no doubt that getting divorced is expensive. What’s the point: EVERYTHING is expensive, but that’s not the real reason why you’re broke. So if you’re ready to stop complaining about how expensive things are, then here’s the remedy — the real reason why you’re broke.

The Absolute Worst Place to Place Confidence

Self-confidence is one of today’s most popular subjects. Conferences, seminars, workshops, and best selling authors tell us that the key to success is to be self-confident.  Consequently, we’re encouraged to live boldly, think big, and craft BHAG’s (Big Hairy Audacious Goals).


Confident people inspire confidence in others: their audience, their peers, their bosses, their customers, and their friends.  And gaining the confidence of others is one of the key ways in which a self-confident person finds success.  Having self-confidence is even finding its way into church life.  How so?  

3 Solid Reasons Why You Should Go To Church

Some believe the local church is dead and that her best days are behind her. The church is not dead, its alive. Her best days are now and ahead. I believe, as Bill Hybels says, “the local church is the hope of the world.”

I grew up attending church. Many of my earliest memories are times spent at the Mars Hill Baptist Church of Chicago, with church people, or in church services. So when I meet people who aren’t regular attenders it’s a surprise to find that sometimes they don’t know why you might be a part of it.

Go to church

Why go to church? What’s the benefit of attending regularly? When you understand the “why” it makes it easier to understand the “when” and “where.”

We Negotiate, We Demonstrate, We Resist | Why You Should Have a Personal Mission Statement

Most churches have mission statements.  Corporations and businesses have mission statements.  Mission statements are meant to infuse an organization with long-term vision and set the tone for all company goals, accomplishments and efforts.  So, what’s a mission statement?

What is a Mission Statement

A mission statement acts as an invisible hand that guides the people in the organization. It explains the organization’s reason for being, and answers the question, “What business are we in?” However, a personal mission statement is different. And there’s a scene from the movie Selma illustrates the power of having a personal mission statement.

Personal-Mission-Statement.jpgPhoto courtesy of Audra Coats-Hudson Blog

The scene takes place in the social hall of Brown Chapel AME Church in Selma, Alabama.  Two Student Nonviolent Coordinating Committee college students are being taken to task by Southern Christian Leadership Conference leader Reverend C.T. Vivian as Coretta Scott King looks on.  And then a voice from the back of the room speaks. “That’s enough,” reprimands Martin Luther King Jr.  “Enough of this, now.  I don’t have time for this.  None of us got the time for this.  The way our organization works is simple:

We negotiate, we demonstrate, we resist.

We raise white consciousness.  And in particular, the consciousness of whichever white man happens to be sitting in the Oval Office.”

Selma-Reviews-Photo courtesy of Screen Rant

Why You Should Have a Personal Mission Statement

If You Don’t Develop These 2 Traits, You’ll Never Be Successful

Setbacks are disheartening.  They can leave us feeling disempowered and discouraged. Mostly setbacks can leave us feeling as though we have no real control over our lives.  Yet there are some people who are successful despite the challenges and setbacks they experience. What is their secret?

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Setbacks Help You Gain Perspective

Successful people view setbacks different.  The difference is that they have a different perspective on setbacks.  While they realize that they can’t always control the world around them, they can control how they respond to circumstances.  In other words, successful people use setbacks to gain perspective when they experience circumstances beyond their control.  They see setbacks as an opportunity to REFOCUS and find an EVEN BETTER WAY to achieve their goals.  Setbacks don’t stop them, they simply slow them down for a short period of time.

“If it is important to you, you will find a way. If not you’ll find an excuse.” – Unknown

The Most Important Lesson I Learned From Dr. Martin Luther King, Jr.

In 1954, The Dexter Avenue Baptist Church in Montgomery, AL called Rev. Dr. Martin Luther, Jr. to serve as their pastor. He was just 25 years old.

A year after he arrived in Montgomery, Rosa Parks refused to give up her seat on a public bus, and King led the Montgomery bus boycott to end segregation. His decision to lead the boycott would thrust him into the forefront of the Civil Rights Movement.


Photo courtesy of the Minnesota Historical Society

Leadership isn’t about having a title. Often, the strongest leaders in an organization, and in life, are those who don’t have official titles. Who gave King permission to make a difference? No one! Why:

You don’t need permission to make a difference. 

King’s most powerful asset was his ability to focus on the task at hand. Focus and determination beat brains and intellect every time. You don’t necessarily have to be smarter or better educated to succeed.

Your power lies in your ability to focus on doing what is important. If you focus on the right things, and work at them often, you will achieve exceptional results.

Again, you don’t need permission to make a difference.

Here’s The Real Reason Why I Am Online?

Honestly, I do not understand why most pastors and church leaders do not leverage technology for the Glory of God. Pastors, church leaders, and faithful church attendees who see social networking sites like Facebook, Twitter, Instagram, Pinterest, Snapchat, and LinkedIn as evil are missing a great opportunity to reach people far from God.


Are you sitting?

Here’s something that’ll blow your mind…

Christianity was, in a very real sense, the first technologically driven religion.

Intrigued? Angry? Frustrated?  Read on…

I Am Because of Him | Happy Birthday Frat!

On Christmas Day, I took my family to see Selma.  It was an entertaining movie, but being a Martin Luther King, Jr. fanatic, I did not recognize many of the speeches presented in the movie.  Why?  In 2009, the King Estate licensed his speeches to DreamWorks and Warner Bros. (along with the rights to his life).


Because King’s speeches are licensed to another project, Selma’s filmmakers had to find a way to re-create the meaning of MLK’s words without plagiarizing.  That means they had to rewrite MLK’s words.  The film skirts close to MLK’s words without using them.

One of the most memorable scenes occurs when Martin Luther King, Jr., while preaching to the congregation, explains why equal voting rights are crucial.  He rallies them to stand up for their rights and sparks a movement that would change the world.

It is unacceptable that they use their power to keep us voiceless. As long as I am unable to use my constitutional right to vote, I do not have command of my own life. I cannot determine my own destiny. For it is determined for me by people who would rather see me suffer than succeed. Those that have gone before us say, ‘no more! No more!’ That means protest. That means march. That means disturb the peace. That means jail. That means risk. And that is hard. We will not wait any longer. Give us the vote. We’re not asking. We’re demanding. Give us the vote!  Martin Luther King, Jr.

Happy Birthday frat!  You stood tall among giants and I am because of you!

What To Do When Stuff Doesn’t Work Out

It is easy to stay motivated when everything is going well, but what happens when setbacks occur? What happens when your “well thought out” plans don’t work out, or your world get turned upside down by events beyond your control, what do you do?

You can cry.

You can crawl into a hole.

You can give up.

Or you can try again.


Napoleon Hill once said:

One of the most common causes of failure is the habit of quitting when one is overtaken by temporary defeat.