Common Sense Just Ain’t Common

My father, the late Rev. Dr. Clarence E. Stowers, Sr. was a wise man.  He had a lot of what’s missing today – COMMON SENSE.  He was an expert at summing up life with quick pithy statements.

Stay Out Of Debt

The best financial planning seminar I ever attended was my dad’s.  It didn’t involve plane tickets, hotels, conference fees, or books.  It took less than five minutes & here’s what he said:

“Son, it’s not the money you make, it’s the money you hold on to.”

  1. Make yourself a budget.
  2. Live BELOW your means.
  3. Pack your lunch.
  4. Pinch pennies.
  5. Save as much as you can.
  6. Get the education you need for as cheap as you can get it.

The art of holding on to money is all about saying no to stuff you don’t need. Say no to eating out, $4 fancy coffee, and that shiny new computer when the old one still works fine.

That’s my dad…his advice still works! LOL!

 What would you add to my dad’s list?

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